America's Most Trusted Financial Platform

Achieve Your Financial Goals with SoFi

Get personal loans, refinance student debt, earn high-yield savings, invest smarter, and more. All in one place with exclusive member benefits.

5M+
Members Trust SoFi
$65B+
Funded to Date
4.8/5
Average Rating

Why Choose SoFi?

More than just financial products. SoFi offers a complete ecosystem designed to help you get your money right.

No Hidden Fees

Zero origination fees, zero prepayment penalties, and zero account fees. What you see is what you get.

Competitive Rates

Industry-leading rates on loans, high APY on savings, and $0 management fees on investments.

Member Protection

Unemployment protection on loans, FDIC insurance on deposits, and career coaching for all members.

Member Rewards

Exclusive perks, rate discounts, cashback rewards, and access to financial advisors at no extra cost.

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